Attention homeowners in Fayetteville and Washington County: Get an Appraisal today!
Check out the top 7 reasons AR homeowners hire SMG Residential Appraisal:
Do you own a home in or near Fayetteville? Do you need help deciding the value of your real estate?
At SMG Residential Appraisal, we understand the particular needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at SMG Residential Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experts in helping folks just like you do away with unneeded PMI insurance. Challenge Washington county's assessment of your propertyYour local tax assessor may have your home overvalued if your house not appreciating as much as other homes nearby. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from SMG Residential Appraisal is your perfect weapon. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. SMG Residential Appraisal can provide you with an expert appraisal that will help you reinstate your home equity line of credit. We Also Provide Field and Desktop Appraisal Review ServicesHave you just accepted a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for precision or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your property. |